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Fed Rate Watch September 2014

September 9, 2014 by ccarAdmin1945

In one of our recurring posts on the state of the lending markets, we take a look at the current 30 fixed rate, and the role that the Federal Reserve may have in moving that rate upwards.
Below is a chart showing the 30 year fixed mortgage rate for the past 10 years. A period of relative stability may be about to end as the Fed winds down its Bond Purchasing program (Quantitative Easing is set to end in October), and also takes a look at changing the rate at which banks can borrow money which they in turn lend. In essence, the era of free money that was designed to help grease the wheels of the economy and lift us out of the great recession, is coming to a close. While rates still remain historically low, change appears to be on the horizon.
jobs_and_rates

Update:
The Fed added some noise to this discussion today
http://finance.yahoo.com/news/fed-phrase-change-could-mean-160538279.html

Want to learn more about current lending rates and what they might mean for your home purchase? We suggest contacting one of our lender members below!

No Photo Available
Rick Tarkon
Photo of Michael DiMaggio
Michael DiMaggio Branch Manager – East Bay Stearns Lending
Stearns Home Loans
No Photo Available
Lindsay Hiratzka
http://www.pncmortgage.com/lindsayhiratzka
No Photo Available
Teri May
http://www.ConsultwithTeri.com
No Photo Available
Pamela Ellis
http://www.Divcap.net/pellis
No Photo Available
Kris Viers
http://www.TheViersTeam.com
Photo of Thilo Dreuth
Thilo Dreuth Sr Mortgage Consultant Union BankResidential Lending
No Photo Available
Sabine Larsen
No Photo Available
Rodil San Mateo
http://www.eastbayloantips.com
No Photo Available
G Sawdey
No Photo Available
Derek Leopold
No Photo Available
Maryam Sehrgosha
No Photo Available
Dennis Viers
No Photo Available
Kathleen Davis
No Photo Available
Brenda Niazi
No Photo Available
Natalie Nguyen
No Photo Available
Charles Eriman
http://www.unitedlendingpartners.com/staff/Charles%20Eriman/
No Photo Available
Michael Ciglar
http://mortgage.bankofamerica.com/michaelciglar
No Photo Available
Glenna Nickerson
http://glennanickerson.com
Photo of Rick SanVicente
Rick SanVicente VP NW Regional Sales Leader Retirement Funding SolutionsReverse Mortgage for Home Purchase & Traditional Reverse Mortgage Lines of Credit
http://www.ricksanvicente.com
No Photo Available
C Gravelle
No Photo Available
Adrienne Weiss
http://www.rpm-mtg.com/aweiss
No Photo Available
B Benzer
No Photo Available
Dean Langston
No Photo Available
Ed Pavlowski
No Photo Available
Ben Nabin Adhikari
No Photo Available
Nick Purchio
http://mortgage.lhfs.com/nickpurchio/
No Photo Available
Don Hinton Mortgage Loan Officer Bank of America
No Photo Available
Katey Shinn
http://www.bhghome.com/katey
No Photo Available
LaRae Verhoek
Photo of Liz Forbes
Liz Forbes Senior Loan Officer/Sales Manager Fairway Independant MortgageMortgage loan origination
Liz\’s Forbes Website
No Photo Available
Michelle Grommesh
http://www.michellegrommesh.com
No Photo Available
Greg Lartilleux
http://gregloans.com
No Photo Available
Gerald Gonzales
No Photo Available
Nicki Heyman
No Photo Available
Bernard Nubla Home Loan Originator Stearns Lending
Apply Online
No Photo Available
Jason Barnes
Photo of Pauline Shah
Pauline Shah Sr. Loan Officer Mason McDuffie Mortgage
personal
Photo of Daniel Martinez
Daniel Martinez Senior Loan Originator PrimeLending
No Photo Available
Mark Weidner
http://www.home-integrity.net
Photo of Adam Kosich
Adam Kosich Residential Loan Agent RPM Mortgage, Inc.Mortgage
No Photo Available
Angeli Yenko
http://www.consultwithangeli.com
No Photo Available
Doug Daley
Photo of Darryl Alan Rountree
Darryl Alan Rountree Mortgage Consultant CMG FinancialRetail
My Site
Photo of Matt Steinmetz
Matt Steinmetz Branch Manager Envoy Mortgage
No Photo Available
Haisam Nijem
No Photo Available
Tom Erbil
No Photo Available
Mo Sangabi
Photo of Tim Skowron
Tim Skowron Senior Mortgage Loan Orginator Bank of America Home Loans
Photo of George Moody
George Moody Senior Loan Advisor RPM MortgageNMLS # 289636
http://www.rpm-mtg.com/gmoody
No Photo Available
Anne Kendall
Photo of Diana Rose-Stemke
Diana Rose-Stemke Mortgage Loan Consultant Land Home Financial
No Photo Available
C Mcdonald
No Photo Available
Ramsey Messieh
http://www.ramseyloansandrealty.com/
No Photo Available
Michael Tacconi
http://michaeltacconi.com
No Photo Available
Joe Delucia
Photo of Folger M. Emerson
Folger M. Emerson Regional Manager SecurityNational Mortgage
My Site
No Photo Available
Lucky Sandhu
http://www.reliancefinancial.com
No Photo Available
Kathy Spomer
http://www.patelco.org
Photo of Kathy Powers
Kathy Powers Loan Officer Sierra Pacific Mortgage
No Photo Available
Kristina James
http://www.mortgage.usbank.com/kristinajames
Photo of Adina Erridge
Adina Erridge Senior Loan Officer Bay Equity Home LoansMortgage Advisor
No Photo Available
Regan Dakin
No Photo Available
Greg Herman
No Photo Available
Marty Maher
No Photo Available
Tiffany Rivera
Photo of Jon Dunckel
Jon Dunckel Loan Officer Mason-McDuffie Mortgage Corp
www.mortgagewithjon.com
No Photo Available
Chris Graham Home Mortgage Consultant Wells Fargo Home Mortgage
http://www.wfhm.com/christopher-graham
No Photo Available
Ngoc Luong
Photo of Jonas Champion
Jonas Champion Branch Manager, MLO Luxury Mortgage
http://championloans.com
No Photo Available
Miles Palacios
http://mpalacios.cmgfi.com/
Photo of Kaveh Sartipi
Kaveh Sartipi
http://www.TheSartipiGroup.com
Photo of Bela Singh
Bela Singh Mortgage Loan Officer PNC Mortgage
No Photo Available
John Kay
No Photo Available
Tim Skowron
http://www.wfhm.comwfhmtim-skowron
No Photo Available
John Hollinger
No Photo Available
Brett VanderGeest
Photo of Tammy Cryer
Tammy Cryer VP of Mortgage Lending Guaranteed Rate Affinity
No Photo Available
Victoria Reback
No Photo Available
T Kepler
Photo of David F. Mladinich
David F. Mladinich Sr. Loan Officer New American FundingMortgage NMLS# 254102
Online Mortgage Application
Photo of Debra Mulanax
Debra Mulanax Vice President, Senior Mortgage Loan Office Bank of America Home Loans
website
Photo of John C Jeha
John C Jeha Branch Manager Wallick & Volk
No Photo Available
Steve Snyder
http://www.SFBayAreaLoans.com
No Photo Available
Erin Steele
Photo of Chuck Miller
Chuck Miller Business Development Manager – NMLS#1626606 American Pacific Mortgage – NMLS#1850“Equal Housing Opportunity” – “Licensed by the Dept. of Business Oversight under CRMLA”
No Photo Available
Amanda Dometrovich
Photo of Bill Shewry
Bill Shewry Manager Land Home Financial Services, Inc.
http://www.lhfinancial.com
No Photo Available
Iron Oak Home Loans Iron Oak Home LoansPrivate Money Lending Contact: Rich Mendoza
No Photo Available
Mike Politzer
http://www.mikepolitzer.com
No Photo Available
Chuck Scoma
No Photo Available
Lauren Abrams
http://www.LaurenAbramsCMPS.com
No Photo Available
Rocky Covarrubias
No Photo Available
David Ashburn
No Photo Available
Jimmy Spence
No Photo Available
David Reback
No Photo Available
Jillian Dowler
No Photo Available
David Ferraro

Filed Under: Lending Tagged With: lending, mortgage, rates

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