The CCAR Helping Hands Committee thanks RMA for another generous contribution…
To the Members of RMA:
The Helping Hands Committee would like to thank you for your generous ($3,500) donation to CCAR Helping Hands. As you know, CCAR Helping Hands provides financial assistance to Members, their families, and other communities who are impacted by a catastrophic event that causes financial hardship. As many of you have heard, 2015 was a particularly needy year and your contributions allowed us to provide over $48,000 to our members who needed it most. With your continued support, we’re hoping to do even more in 2016. Remember, to apply for benefits any CCAR Member may fill out an application requesting CCAR Helping Hands assistance. Information and applications are available on ccartoday.com. Or just ask any Helping Hands Committee member if you have questions about CCAR Helping Hands!
Again, thank you RMA!
Helping Hands Committee
- Ashley Provost – Co-Chair
- Tammy Cryer – Co-Chair
- Desiree Bilich
- Valerie Crowell
- Carylon Dopp
- Adina Erridge
- Lisa Hoctor
- George Moody
- Kathy Powers
- Frith Wiggins
- Bruce Adams – CCAR Staff Liaison
The Realtors Marketing Association
Dear Friends, as we look back on 2014 and the year ahead, I am so grateful for friends like you who have shown compassion to your neighbors. Thanks to people like you, the food bank will be able to provide food during the holidays and throughout the year to people in every corner of our community affected by hunger.
Your recent gift of $2000 on 12/12/2014, will be used to provide food for ove 13,000 meals and 30,000 grocery baskets in 2015. Because of your commitment to end hunger in your community during the holiday season, you are helping us meet the growing need in our community year round as well. In fact 1 in 8 residents of Contra Costa and Solano counties now receive help from the food bank.;
Thank you again for your gift, you have proven how one simple act can have lasting impact for someone in need during the holiday season and beyond. We invite you to stay in touch with the food bank by joining our online community at www.foodbankccs.org or on facebook at facebook.com/foodbankccs.
Happy New Year
In one of our recurring posts on the state of the lending markets, we take a look at the current 30 fixed rate, and the role that the Federal Reserve may have in moving that rate upwards.
Below is a chart showing the 30 year fixed mortgage rate for the past 10 years. A period of relative stability may be about to end as the Fed winds down its Bond Purchasing program (Quantitative Easing is set to end in October), and also takes a look at changing the rate at which banks can borrow money which they in turn lend. In essence, the era of free money that was designed to help grease the wheels of the economy and lift us out of the great recession, is coming to a close. While rates still remain historically low, change appears to be on the horizon.
The Fed added some noise to this discussion today
Want to learn more about current lending rates and what they might mean for your home purchase? We suggest contacting one of our lender members below!